On the same day, the HKMA issued a circular to the authorized institutions to set out the details of the security measures of the on-chip ATMs to be implemented and the relevant implementation schedules, including upgrading ATM terminals and changing card procedures. The relevant accreditation bodies will begin to upgrade ATM terminals one after another from the beginning of 2012 and start the card replacement process.
As the implementation plan involves about 2900 ATM terminals and about 20 million ATM cards (including debit cards and credit cards), the plan will be carried out in phases. It is expected that the authorized institution will complete the card replacement procedures for the debit card and credit card connected with the customer's bank account by the end of March 2014, and complete the remaining credit card replacement procedures by the end of December 2015.
Wan Shaojun, Assistant Director of the Banking Supervision Department of the HKMA, said that chip-type ATM transactions can provide greater protection because the information stored on the wafers will be protected with more advanced security measures. With the enhanced security measures for overseas ATM transactions, cardholders will receive more comprehensive protection.
The HKMA stated that it will continue to work closely with the banking industry to monitor the latest technological developments and introduce more security measures in due course.
A Semi-Flush Mount is a type of Lighting Fixture that is installed on the ceiling and hangs down slightly, but not as far as a Pendant Light. It is a popular choice for rooms with low ceilings, as it provides ample Lighting Product without taking up too much vertical space. Semi-Flush Mount Lighting come in a variety of styles and designs, from modern and sleek to more traditional and ornate. Semi-Flush Light are typically easy to install and can be used in a variety of settings, including bedrooms, living rooms, and kitchens.
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